Cyber insurance questionnaires can feel like paperwork, but the questions usually point to real operational controls: who can access systems, how devices are protected, whether backups work and how the business would respond to an incident.
MFA and administrator access
Insurers often ask whether multi-factor authentication is enabled, especially for email, remote access, privileged accounts and cloud services. Admin accounts should be limited and reviewed.
Patching and endpoint protection
Questions about updates, antivirus or endpoint security are really about whether unsupported or unmanaged devices can create easy entry points.
Backups and recovery
A backup tool is not the same as recovery confidence. Insurers may ask about backup frequency, separation, testing and who is responsible during an incident.
Incident response
The business should know who makes decisions, who contacts IT support, how employees are updated and how evidence is preserved.
If an insurance renewal is approaching, start with the cyber readiness review or complete the IT Risk Scorecard.